Insurance for real estate investors, funds and family offices
We support investment in Spanish assets throughout their life cycle, from acquisition to sale, with a portfolio insurance programme, centralised claims handling and the legal backing of Grupo Trebia.
Every stage of an asset's life has its own risks
Acquisition
Review of the asset's existing insurance, continuity of cover from the day of signing and, for share deals, warranty and indemnity insurance.
Development and refurbishment
Contractors' all risks, ten-year building insurance and, if units are sold off-plan, guarantees for buyers' deposits.
Operation
Property damage at rebuilding value, loss of rent, owner's liability and rent default.
Divestment
Warranty and indemnity insurance on the sale and run-off cover for the directors of the company sold.
The insurance programme for a real estate portfolio
Property damage and loss of rent
All risks property cover for the buildings and the rent lost while they are repaired after a claim.
Property damageOwner's liability
Claims by tenants, visitors or neighbours for damage arising from the property.
LiabilityAcquisitions and disposals
Warranty and indemnity insurance on the purchase and sale of property companies and portfolios.
M&A insuranceConstruction and refurbishment
Contractors' all risks during the works and ten-year building insurance after handover.
ConstructionDirectors and managers
D&O for the boards of property companies, investment vehicles and family offices.
D&OTax risks
Cover for specific tax positions in restructurings and asset transactions.
Tax insuranceOne programme per portfolio, not one policy per building
When a portfolio grows asset by asset, its insurance tends to grow the same way: different policies, scattered renewal dates and unreviewed sums insured. We bring them together into a coherent programme, with consistent terms and single management.
- Asset valuation. Sums insured at rebuilding value to avoid the average clause.
- Portfolio policy. Consistent terms, with assets added and removed quickly when bought or sold.
- Loss of rent. A realistic indemnity period to re-let the property.
- Contractual requirements. What leases and lenders require.
- Regular reporting. A summary of policies, sums insured and claims for the investment committee.
One point of contact for the whole portfolio, with legal backing
We handle claims for all assets centrally, through our own department supported by the Group's Legal Department, Trebia Abogados. For international investors, we also work with international insurers and the Lloyd’s market.
What clients usually ask us
What is loss of rent cover?
Cover that pays the rent the owner loses when, after an insured event, the property cannot be let while it is being repaired.
Can I insure all my properties under one policy?
Yes. A portfolio policy allows consistent terms, a single renewal date and quick additions and removals when assets are bought or sold.
What happens to the insurance when I buy a building?
Existing insurance should be reviewed before signing and cover guaranteed from day one. If you are buying the property-owning company, warranty and indemnity insurance can also be considered.
Do you work with foreign investors?
Yes. We work with international insurers and the Lloyd’s market, and coordinate local programmes with international groups' insurance policies.
We will review your portfolio's insurance programme
Tell us who you are and what assets you manage. One of our specialists will contact you to learn about your portfolio and present a programme proposal.
- Comparison across more than 40 insurers
- A review of your current policy, if you have one
- A single point of contact who also supports you with claims
Request your review
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